CASH vs EQ Bank Personal Account

Yield after fees, your return and your after-tax return, side by side.

Compare every option in the yield finder
Ranked only by the calculated return for your inputs. Referral links never change the order, and most options here, including every ETF, pay us nothing. Rates change often, so confirm with the provider before moving money. This is general information, not advice. How we calculate and rank

Return on $10,000 over 12 months. After-tax figures use a combined federal and provincial marginal tax rate of 29.65%.

Global X High Interest Savings ETF earns $19.33 more than EQ Bank Personal Account after tax over 12 months.
1
Global X · HISA ETF
As of Nov 4, 2026
Yield
2.02%
Distribution yield
MER 0.11%
Return
$203.88
2.04% a year
After tax
$143.43
1.43% a year
No CDIC (investment fund) What protects it?
TFSA RRSP FHSA RESP Non-reg.
Buy and sell on the exchange through a brokerage; trades settle T+1.
Visit Global X
2
EQ Bank · Bank savings account
As of Nov 7, 2026
Yield
1.75%
Posted bank rate
Return
$176.41
1.76% a year
After tax
$124.10
1.24% a year
CDIC insured
TFSA RRSP Non-reg.
Online savings account.
Visit EQ Bank Referral link · we may earn a commission Earn $25 when you sign up using our link! (not counted in the return)