Yield after fees, your return and your after-tax return, side by side.
Compare every option in the yield finderReturn on $10,000 over 12 months. After-tax figures use a combined federal and provincial marginal tax rate of 29.65%.
| # | Option | Yield | Your return | After tax | Insurance, accounts and access | |
|---|---|---|---|---|---|---|
| 1 |
Simplii Financial · Bank savings account
As of Nov 6, 2026
|
0.30%
Posted bank rate
5.00% promo
for 153 days, on up to $100,000
New clients, new money only
Sign up by Jan 31, 2027
|
$229.16
2.29% a year
Includes 5.00% promo for 153 days
on up to $100,000
|
$161.22
1.61% a year
|
CDIC insured
Non-reg.
Online savings account.
|
Visit Simplii Financial
Referral link · we may earn a commission
$50 Bonus via our link
(not counted in the return)
|
| 2 |
Tangerine · Bank savings account
As of Nov 7, 2026
|
0.30%
Posted bank rate
4.50% promo
for 150 days, on up to $1,000,000
New clients, new money only
Sign up by Nov 30, 2026
|
$204.31
2.04% a year
Includes 4.50% promo for 150 days
on up to $1,000,000
|
$143.73
1.44% a year
|
CDIC insured
TFSA
RRSP
Non-reg.
Online savings account.
|
Visit Tangerine
Referral link · we may earn a commission
Use code 35145029S1 to get $50 when you sign up!
(not counted in the return)
|