ETF Comparison

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CGRW CIBC

CIBC Balanced Growth ETF Portfolio

Asset Allocation
MER
1.11%
Yield
2.23%
Price
$22.18
Holdings
9
AUM
$421.5M
Inception
Nov 2025
Asset Allocation
75%
25%
Stocks 75% Bonds 25%
VCNS Vanguard

Vanguard Conservative ETF Portfolio

Asset Allocation
MER
0.22%
Yield
2.48%
Price
$32.74
Holdings
13,678
AUM
$964.9M
Inception
Jan 2018
Asset Allocation
40%
60%
Stocks 40% Bonds 60%

Performance Comparison

ETF 1M 3M 6M YTD 1Y 3Y 5Y 10Y Since Inception
CGRW
VCNS 0.74% 0.50% 5.99% 10.05% 10.57% 4.89% 5.64% (Jan 2018)
As of: Aug 31, 2026
3Y, 5Y, 10Y, and Since Inception returns are annualized.

Calendar Year Returns

Last six full-calendar years

ETF 2025 2024 2023 2022 2021 2020
CGRW
VCNS 9.68% 11.31% 10.32% -11.70% 5.77% 9.41%
As of: Aug 31, 2026

Growth of $10,000

Initial Investment
$
Monthly Contribution
$

TWR = Time-Weighted Return (measures fund performance). MWRR = Money-Weighted Return (measures your personal return including contribution timing). Past performance does not guarantee future results.

CGRW — Mix

Geographic Allocation
Canada 36.2%
Canada 36.1%
Canada 36.1%
United States 35.5%
United States 35.5%
United States 34.9%
Japan 5.8%
Japan 5.6%
Sector Allocation
Technology 23.3%
Financial Services 22.8%
Technology 22.5%
Technology 21.5%
Financial Services 21.5%
Financial Services 21.2%
Industrials 11.5%
Industrials 11.3%

VCNS — Mix

Geographic Allocation
Canada 59.8%
United States 44.7%
United States 44.4%
Canada 30.4%
Canada 30.0%
United States 20.7%
Japan 4.2%
Japan 4.2%
Sector Allocation
Technology 24.7%
Financials 21.6%
Industrials 11.8%
Consumer Discretionary 9.7%
Energy 7.5%
Basic Materials 7.3%
Health Care 6.0%
Consumer Staples 3.4%

Top 10 Holdings

Latest reported top holdings for each ETF

CGRW CIBC Balanced Growth ETF Portfolio

# Holding Weight
1 CIBC MSCI USA Equity Index ETF 30.17%
2 CIBC MSCI Canada Equity Index ETF 20.66%
3 CIBC MSCI EAFE Equity Index ETF 19.03%
4 CIBC Canadian Bond Index ETF 13.34%
5 CIBC Glb Bd exCan Index ETF (CAD-Hedged) 8.42%
6 CIBC MSCI Emerging Markets Eq Idx ETF 5.12%
7 CIBC Canadian Short-Term Bond Index ETF 2.44%
8 Cash & Cash Equivalents 0.47%
9 Other Assets, Less Liabilities 0.34%

VCNS Vanguard Conservative ETF Portfolio

# Holding Weight
1 Canadian Government Bond 24.79%
2 UNITED STATES TREASURY BILL 19-11-2026 5.57%
3 Japan Government Five Year Bond 1.18%
4 NVIDIA Corp 1.17%
5 Apple Inc 1.15%
6 ROYAL BANK OF CANADA 1.04%
7 French Republic Government Bond OAT 0.89%
8 Microsoft Corp 0.87%
9 Italy Buoni Poliennali Del Tesoro 0.81%
10 Hydro-Quebec 0.75%
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