ETF Comparison

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CGRW CIBC

CIBC Balanced Growth ETF Portfolio

Asset Allocation
MER
1.11%
Yield
1.43%
Price
$22.05
Holdings
9
AUM
$374M
Inception
Nov 2025
Asset Allocation
75%
25%
Stocks 75% Bonds 25%
XBAL iShares

iShares Core Balanced ETF Portfolio

Asset Allocation
MER
0.19%
Yield
1.73%
Price
$35.99
Holdings
10,041
AUM
$3.3B
Inception
Jun 2007
Asset Allocation
60%
40%
Stocks 60% Bonds 40%

Performance Comparison

ETF 1M 3M 6M YTD 1Y 3Y 5Y 10Y Since Inception
CGRW
XBAL 3.42% 3.48% 7.01% 7.56% 19.26% 15.05% 8.75% 7.96% 6.30% (Jun 2007)
As of: May 31, 2026
3Y, 5Y, 10Y, and Since Inception returns are annualized.

Calendar Year Returns

Last six full-calendar years

ETF 2025 2024 2023 2022 2021 2020
CGRW
XBAL 13.33% 16.13% 12.78% -11.08% 11.06% 10.58%
As of: May 31, 2026

Growth of $10,000

Initial Investment
$
Monthly Contribution
$

TWR = Time-Weighted Return (measures fund performance). MWRR = Money-Weighted Return (measures your personal return including contribution timing). Past performance does not guarantee future results.

CGRW — Mix

Geographic Allocation
Canada 36.0%
Canada 36.0%
United States 35.5%
United States 35.5%
Japan 5.6%
Japan 5.6%
United Kingdom 3.3%
United Kingdom 3.3%
Sector Allocation
Financial Services 21.5%
Financial Services 21.5%
Technology 21.4%
Technology 21.4%
Industrials 11.6%
Industrials 11.6%
Energy 8.0%
Energy 8.0%

XBAL — Mix

Geographic Allocation
Canada 44.1%
United States 35.9%
Japan 4.1%
United Kingdom 2.4%
France 1.6%
Germany 1.6%
Switzerland 1.4%
Australia 1.2%
Sector Allocation
Corporate Bonds 15.3%
Information Technology 14.5%
Financials 12.7%
Federal 10.3%
Industrials 7.8%
Provincial 7.5%
Consumer Discretionary 4.9%
Materials 4.8%

Top 10 Holdings

Latest reported top holdings for each ETF

CGRW CIBC Balanced Growth ETF Portfolio

# Holding Weight
1 CIBC MSCI USA Equity Index ETF 30.01%
2 CIBC MSCI Canada Equity Index ETF 21.05%
3 CIBC MSCI EAFE Equity Index ETF 18.91%
4 CIBC Canadian Bond Index ETF 13.2%
5 CIBC Glb Bd exCan Index ETF (CAD-Hedged) 8.38%
6 CIBC MSCI Emerging Markets Eq Idx ETF 5.2%
7 CIBC Canadian Short-Term Bond Index ETF 2.4%
8 Cash & Cash Equivalents 0.45%
9 Other Assets, Less Liabilities 0.42%

XBAL iShares Core Balanced ETF Portfolio

# Holding Weight
1 CANADA (GOVERNMENT OF) 18.08%
2 TREASURY NOTE 3.63%
3 NVIDIA CORP 1.98%
4 APPLE INC 1.76%
5 MICROSOFT CORP 1.29%
6 ROYAL BANK OF CANADA 1.15%
7 AMAZON.COM INC 1.02%
8 ALPHABET INC CLASS A 0.85%
9 TORONTO DOMINION 0.82%
10 BROADCOM INC 0.82%
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