ETF Comparison

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CGRW CIBC

CIBC Balanced Growth ETF Portfolio

Asset Allocation
MER
1.11%
Yield
2.23%
Price
$21.66
Holdings
9
AUM
$393.3M
Inception
Nov 2025
Asset Allocation
75%
25%
Stocks 75% Bonds 25%
XCNS iShares

iShares Core Conservative Balanced ETF Portfolio

Asset Allocation
MER
0.19%
Yield
3.19%
Price
$26.30
Holdings
9,984
AUM
$419.6M
Inception
Aug 2019
Asset Allocation
40%
60%
Stocks 40% Bonds 60%

Performance Comparison

ETF 1M 3M 6M YTD 1Y 3Y 5Y 10Y Since Inception
CGRW
XCNS 1.18% 6.39% 6.69% 6.69% 13.21% 11.44% 5.97% 6.73% (Aug 2019)
As of: Jun 30, 2026
3Y, 5Y, 10Y, and Since Inception returns are annualized.

Calendar Year Returns

Last six full-calendar years

ETF 2025 2024 2023 2022 2021 2020
CGRW
XCNS 10.25% 11.99% 10.56% -11.19% 6.57% 10.33%
As of: Jun 30, 2026

Growth of $10,000

Initial Investment
$
Monthly Contribution
$

TWR = Time-Weighted Return (measures fund performance). MWRR = Money-Weighted Return (measures your personal return including contribution timing). Past performance does not guarantee future results.

CGRW — Mix

Geographic Allocation
Canada 36.2%
Canada 36.1%
Canada 36.0%
United States 35.5%
United States 35.5%
United States 35.5%
Japan 5.8%
Japan 5.6%
Sector Allocation
Technology 23.3%
Technology 21.5%
Financial Services 21.5%
Financial Services 21.5%
Technology 21.4%
Financial Services 21.2%
Industrials 11.6%
Industrials 11.5%

XCNS — Mix

Geographic Allocation
Canada 54.0%
United States 31.2%
Japan 2.9%
United Kingdom 1.9%
Germany 1.2%
France 1.2%
Switzerland 1.1%
Australia 0.9%
Sector Allocation
Corporate Bonds 23.7%
Federal 15.8%
Provincial 11.0%
Financials 9.3%
Information Technology 9.0%
Treasuries 6.1%
Industrials 5.2%
Consumer Discretionary 3.2%

Top 10 Holdings

Latest reported top holdings for each ETF

CGRW CIBC Balanced Growth ETF Portfolio

# Holding Weight
1 CIBC MSCI USA Equity Index ETF 30.23%
2 CIBC MSCI Canada Equity Index ETF 20.69%
3 CIBC MSCI EAFE Equity Index ETF 19.0%
4 CIBC Canadian Bond Index ETF 13.48%
5 CIBC Glb Bd exCan Index ETF (CAD-Hedged) 8.35%
6 CIBC MSCI Emerging Markets Eq Idx ETF 5.05%
7 CIBC Canadian Short-Term Bond Index ETF 2.41%
8 Cash & Cash Equivalents 0.47%
9 Other Assets, Less Liabilities 0.32%

XCNS iShares Core Conservative Balanced ETF Portfolio

# Holding Weight
1 CANADA (GOVERNMENT OF) 27.23%
2 TREASURY NOTE 6.09%
3 APPLE INC 1.27%
4 NVIDIA CORP 1.22%
5 ROYAL BANK OF CANADA RegS 1.19%
6 TORONTO-DOMINION BANK/THE 1.1%
7 ROYAL BANK OF CANADA 0.87%
8 MICROSOFT CORP 0.87%
9 BANK OF NOVA SCOTIA RegS 0.78%
10 BANK OF MONTREAL 0.78%
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