ETF Comparison

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CGRW CIBC

CIBC Balanced Growth ETF Portfolio

Asset Allocation
MER
1.11%
Yield
1.43%
Price
$22.05
Holdings
9
AUM
$374M
Inception
Nov 2025
Asset Allocation
75%
25%
Stocks 75% Bonds 25%
XCNS iShares

iShares Core Conservative Balanced ETF Portfolio

Asset Allocation
MER
0.19%
Yield
2.33%
Price
$26.75
Holdings
10,044
AUM
$405.6M
Inception
Aug 2019
Asset Allocation
40%
60%
Stocks 40% Bonds 60%

Performance Comparison

ETF 1M 3M 6M YTD 1Y 3Y 5Y 10Y Since Inception
CGRW
XCNS 2.67% 2.16% 4.79% 5.44% 13.77% 11.46% 6.11% 6.63% (Aug 2019)
As of: May 31, 2026
3Y, 5Y, 10Y, and Since Inception returns are annualized.

Calendar Year Returns

Last six full-calendar years

ETF 2025 2024 2023 2022 2021 2020
CGRW
XCNS 10.25% 11.99% 10.56% -11.19% 6.57% 10.33%
As of: May 31, 2026

Growth of $10,000

Initial Investment
$
Monthly Contribution
$

TWR = Time-Weighted Return (measures fund performance). MWRR = Money-Weighted Return (measures your personal return including contribution timing). Past performance does not guarantee future results.

CGRW — Mix

Geographic Allocation
Canada 36.0%
Canada 36.0%
United States 35.5%
United States 35.5%
Japan 5.6%
Japan 5.6%
United Kingdom 3.3%
United Kingdom 3.3%
Sector Allocation
Financial Services 21.5%
Financial Services 21.5%
Technology 21.4%
Technology 21.4%
Industrials 11.6%
Industrials 11.6%
Energy 8.0%
Energy 8.0%

XCNS — Mix

Geographic Allocation
Canada 54.4%
United States 31.0%
Japan 2.8%
United Kingdom 1.8%
Germany 1.3%
France 1.2%
Switzerland 1.0%
Australia 0.9%
Sector Allocation
Corporate Bonds 23.5%
Federal 15.6%
Provincial 11.4%
Information Technology 10.1%
Financials 8.7%
Treasuries 5.4%
Industrials 5.3%
Consumer Discretionary 3.4%

Top 10 Holdings

Latest reported top holdings for each ETF

CGRW CIBC Balanced Growth ETF Portfolio

# Holding Weight
1 CIBC MSCI USA Equity Index ETF 30.01%
2 CIBC MSCI Canada Equity Index ETF 21.05%
3 CIBC MSCI EAFE Equity Index ETF 18.91%
4 CIBC Canadian Bond Index ETF 13.2%
5 CIBC Glb Bd exCan Index ETF (CAD-Hedged) 8.38%
6 CIBC MSCI Emerging Markets Eq Idx ETF 5.2%
7 CIBC Canadian Short-Term Bond Index ETF 2.4%
8 Cash & Cash Equivalents 0.45%
9 Other Assets, Less Liabilities 0.42%

XCNS iShares Core Conservative Balanced ETF Portfolio

# Holding Weight
1 CANADA (GOVERNMENT OF) 27.44%
2 TREASURY NOTE 5.4%
3 NVIDIA CORP 1.38%
4 ROYAL BANK OF CANADA RegS 1.25%
5 APPLE INC 1.23%
6 TORONTO-DOMINION BANK/THE 1.18%
7 MICROSOFT CORP 0.9%
8 BANK OF MONTREAL 0.83%
9 ROYAL BANK OF CANADA 0.78%
10 BANK OF NOVA SCOTIA RegS 0.76%
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