ETF Comparison

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CGRW CIBC

CIBC Balanced Growth ETF Portfolio

Asset Allocation
MER
1.11%
Yield
2.23%
Price
$22.18
Holdings
9
AUM
$421.5M
Inception
Nov 2025
Asset Allocation
75%
25%
Stocks 75% Bonds 25%
XINC iShares

iShares Core Income Balanced ETF Portfolio

Asset Allocation
MER
0.18%
Yield
3.43%
Price
$21.29
Holdings
10,000
AUM
$126.9M
Inception
Aug 2019
Asset Allocation
20%
80%
Stocks 20% Bonds 80%

Performance Comparison

ETF 1M 3M 6M YTD 1Y 3Y 5Y 10Y Since Inception
CGRW
XINC 0.29% -0.17% 0.61% 3.10% 5.83% 7.53% 2.75% 3.66% (Aug 2019)
As of: Aug 31, 2026
3Y, 5Y, 10Y, and Since Inception returns are annualized.

Calendar Year Returns

Last six full-calendar years

ETF 2025 2024 2023 2022 2021 2020
CGRW
XINC 6.61% 7.87% 8.41% -11.14% 1.97% 9.35%
As of: Aug 31, 2026

Growth of $10,000

Initial Investment
$
Monthly Contribution
$

TWR = Time-Weighted Return (measures fund performance). MWRR = Money-Weighted Return (measures your personal return including contribution timing). Past performance does not guarantee future results.

CGRW — Mix

Geographic Allocation
Canada 36.2%
Canada 36.1%
Canada 36.1%
United States 35.5%
United States 35.5%
United States 34.9%
Japan 5.8%
Japan 5.6%
Sector Allocation
Technology 23.3%
Financial Services 22.8%
Technology 22.5%
Technology 21.5%
Financial Services 21.5%
Financial Services 21.2%
Industrials 11.5%
Industrials 11.3%

XINC — Mix

Geographic Allocation
Canada 65.4%
United States 25.8%
Japan 1.5%
United Kingdom 1.2%
Germany 0.9%
France 0.8%
Switzerland 0.6%
Australia 0.5%
Sector Allocation
Corporate Bonds 33.1%
Federal 22.0%
Provincial 15.1%
Treasuries 7.7%
Information Technology 4.6%
Financials 4.4%
Industrials 2.5%
Materials 1.6%

Top 10 Holdings

Latest reported top holdings for each ETF

CGRW CIBC Balanced Growth ETF Portfolio

# Holding Weight
1 CIBC MSCI USA Equity Index ETF 30.17%
2 CIBC MSCI Canada Equity Index ETF 20.66%
3 CIBC MSCI EAFE Equity Index ETF 19.03%
4 CIBC Canadian Bond Index ETF 13.34%
5 CIBC Glb Bd exCan Index ETF (CAD-Hedged) 8.42%
6 CIBC MSCI Emerging Markets Eq Idx ETF 5.12%
7 CIBC Canadian Short-Term Bond Index ETF 2.44%
8 Cash & Cash Equivalents 0.47%
9 Other Assets, Less Liabilities 0.34%

XINC iShares Core Income Balanced ETF Portfolio

# Holding Weight
1 CANADA (GOVERNMENT OF) 37.74%
2 TREASURY NOTE 7.71%
3 ROYAL BANK OF CANADA RegS 1.62%
4 TORONTO-DOMINION BANK/THE 1.61%
5 BANK OF MONTREAL 1.1%
6 BANK OF NOVA SCOTIA RegS 1.08%
7 CANADIAN IMPERIAL BANK OF COMMERCE 1.0%
8 ENBRIDGE INC 0.77%
9 CAD CASH 0.72%
10 NVIDIA 0.65%
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