Risk Assessment Calculator

Our quiz can help you find a path that best fits your needs. Answer 12 questions to determine your risk tolerance and receive personalized ETF recommendations.

Important Disclaimers

Limitations

  • The asset allocation we suggest depends on your assessment of subjective factors, such as your risk tolerance and financial situation.
  • The suggested allocation is limited to 3 broad classes of investments: stocks, bonds, and short-term reserves (such as money market accounts and certificates of deposit).
  • They don't include other assets, such as real estate, personal property, or precious metals.
  • You should view the suggested asset allocation only as a general guideline for how you might consider investing your savings.
  • It doesn't provide comprehensive investment advice—such as advice on buying a specific stock or bond mutual fund or ETF—and shouldn't be considered the sole or primary basis on which you make investment decisions.
  • It's important to carefully review the historical returns of various combinations of stocks, bonds, and short-term reserves over various holding periods to see if you can accept the level of risk in a given investment mix.
  • Any modifications to your current mix of investments can be made gradually to lessen the impact of significant market changes and potential tax implications.
  • Over time, your answers to these questions may change based on your experience and changing goals. We recommend that you return to the questionnaire as needed to ensure that your asset allocation continues to meet your evolving needs.
  • You may wish to consult a professional investment advisor, accountant, attorney, or broker before making or changing an investment, now or in the future.

Assumptions

  • The questionnaire suggests 1 of several asset allocations based on your answers to the questions.
  • Investment returns for the asset allocations are based on historical benchmark indexes.
  • The suggested allocation is based on limited information. You should conduct additional research or consult a professional advisor for more detailed recommendations.
  • Past performance is not a guarantee or prediction of future results. The performance of an index is not an exact representation of any particular investment, as you cannot invest directly in an index.
  • Be aware that fluctuations in the financial markets and other factors may cause declines in the value of your account. There is no guarantee that any particular asset allocation or mix of funds will meet your investment objectives or provide you with a given level of income.

Costs & Risks

This risk assessment calculator is provided to you free of charge. It doesn't provide comprehensive investment or financial advice. We are not responsible for reviewing your financial situation or updating the suggestions contained herein.

All investments involve risks, and fluctuations in the financial markets and other factors may cause the value of your account to decline. You should consider all of your options carefully before investing.

Start the Quiz

By clicking "Start the Quiz", you agree to the terms and limitations outlined above.