VRIF Vanguard Vanguard Retirement Income ETF Portfolio

Asset Allocation CAD Toronto Stock Exchange
Price: $27.46
YTD: 4.67%
MER: 0.31%

Data as of: June 18, 2026

MER
0.31%
Management Fee
Yield
3.83%
Distribution Yield
Price
$27.46
Current Price
Holdings
14,059
Total Securities
Inception
Sep 2020
Fund Launch

About VRIF

VRIF (Vanguard Retirement Income ETF Portfolio) is an Asset Allocation ETF from Vanguard, listed on the Toronto Stock Exchange. It holds 30% stocks / 70% bonds. The fund has a management expense ratio (MER) of 0.31% and monthly distributions.

Fund Details

Provider Vanguard
Category Asset Allocation
AUM $357.8M
Exchange Toronto Stock Exchange
Currency CAD
Distribution Frequency Monthly
Last Distribution $0.0872
Domicile Canada
Benchmark Internal Composite

Asset Allocation

30%
70%
Stocks 30%
Bonds 70%

Cumulative Returns

Period Return
1 Month 2.16%
3 Months 1.06%
6 Months
YTD 4.67%
1 Year 12.02%
3 Years 27.24%
5 Years 24.45%
10 Years
Since Inception 35.28%

Annualized Returns

Period Return
1 Year 12.02%
2 Years
3 Years 9.96%
5 Years 4.84%
10 Years
Since Inception 5.78%

Annualized returns represent the average annual return over the period.

Calendar Year Returns

2025 2024 2023 2022 2021
10.58% 8.42% 8.96% -11.48% 7.56%

Growth of $10,000

Compare with other ETFs
Initial Investment
$
Monthly Contribution
$

TWR = Time-Weighted Return (measures fund performance). MWRR = Money-Weighted Return (measures your personal return including contribution timing). Past performance does not guarantee future results.

Top Holdings

Latest data
# Name Ticker Weight
1
C
Canadian Government Bond
Government Bonds
CAN
17.48%
2
R
Royal Bank of Canada
Corporate Bonds
RY
2.65%
3
T
Toronto-Dominion Bank/The
Corporate Bonds
TD
2.41%
4
U
UNITED STATES TREASURY BILL 1…
Government Bonds
1.97%
5
B
Bank of Nova Scotia/The
Corporate Bonds
BNS
1.68%
6
B
Bank of Montreal
Corporate Bonds
BMO
1.63%
7
C
Canadian Imperial Bank of Com…
Corporate Bonds
CM
1.43%
8
H
Hydro One Inc
Corporate Bonds
HYDONE
1.27%
9
B
Bell Telephone Co of Canada o…
Corporate Bonds
BCECN
1.27%
10
E
Enbridge Inc
Corporate Bonds
ENBCN
1.15%
11
T
TELUS Corp
Corporate Bonds
TCN
0.93%
12
N
National Bank of Canada
Corporate Bonds
NACN
0.89%
13
T
TransCanada PipeLines Ltd
Corporate Bonds
TRPCN
0.89%
14
R
Rogers Communications Inc
Corporate Bonds
RCICN
0.77%
15
F
Federation des Caisses Desjar…
Corporate Bonds
CCDJ
0.74%

Showing top 15 holdings

Geographic Allocation

1
Canada 80.8%
2
Canada 30.1%
3
Canada 29.7%
4
United States 25.7%
5
United States 25.3%
6
United States 10.3%
7
Japan 8.3%
8
Japan 8.3%
9
United Kingdom 4.8%
10
United Kingdom 4.7%

Sector Allocation

1
Financials 22.3%
2
Technology 18.9%
3
Industrials 13.4%
4
Consumer Discretionary 9.4%
5
Basic Materials 8.7%
6
Energy 8.4%
7
Health Care 5.8%
8
Consumer Staples 3.8%
9
Utilities 3.6%
10
Telecommunications 3.4%